Four Illinois Counties Declared State Disaster Areas
Governor Bruce Rauner has declared Cook, Kane, Lake, and McHenry counties state disaster areas after significant flooding impacted these counties. To help provide safeguards and insure Illinois consumers are not adversely affected by this disaster, Crop Risk Services is implementing the following guidelines to comply with the states directives for all Crop Hail policies:
CRS shall withdraw any cancellation or nonrenewal notice issued on or after July 12, 2017 & shall not issue any new cancellations or nonrenewal notices to affected policyholders until September 30, 2017, or a later time if deemed reasonable given an individual policyholder’s circumstance.
CRS will grant to affected policyholders an extension of any & all Crop Hail policy provisions or other requirements that impose a time limit for an insured or claimant to perform any act, including submission of a claim or proof of loss, reporting of information, submission of bills, or payment of funds. This extension will be for a minimum of 60 days from the last date allowed or required under the policy terms required by CRS, or longer if deemed reasonable given a policyholder’s circumstance.
CRS will refrain from canceling or non-renewing any Crop Hail policies affected due to “increase in the risk originally accepted” or due to geographic location of the risk.
CRS wants to advise Crop Hail policyholders of the availability of the Department of Insurance for filing any complaints regarding any disaster-related dispute or issue. Policyholders may call the Department of Insurances toll-free complaint hotline at 1-866-445-5364, or file a complaint online at: http://mc.insurance.illinois.gov/messagecenter.nsf.
Crop Risk Services is immediately implementing these measures & we encourage our policyholders to contact us at any time if we can be of additional assistance during this time of need.